Blackjack Strategies: When should you surrender? Do You Need Insurance?

The dealer drawing a blackjack is one of the most frustrating situations in blackjack. This prevents other players from winning even though they may have been dealt blackjack. Casinos offer an escape route by allowing you surrender or to take insurance, and protecting you from losing your entire bet to the dealer's Blackjack.

Because many new players are not familiar with the game, surrender is an option. They will surrender hands such as 12's and 13's. You must use the surrender and insurance options correctly, just as with any other blackjack strategy. Otherwise you will end up spending a lot of money.

What does it mean to surrender in Blackjack?

After you have been dealt your first two cards, you can surrender your hand. There are two options. You can either verbally inform the dealer you are surrendering or use your hand to signal your intention. Most casinos prefer this signal. The dealer will immediately take half your wager and you lose your chance to play the hand.

Some casinos do not allow surrender. It is best to check the rules card or ask the dealer whether surrender is available. Although surrender may sound like a cowardly way out, it can help you walk away with your money and not lose it all at the tables.

When to Give Up Your Hands

If you are only able to win a small percentage of your hand, surrendering is the obvious reason. If you are not certain of winning, it is logical to lose half of your wager instead of losing the whole. If your chance of winning is less that 25%, surrendering means that the casino has a 50% chance of winning the hand. These are the hands you should surrender to

*If you are dealt a 16 and the dealer holds an up card of a 9, 10, Face or Ace,

*If you are dealt a 15 and the dealer holds a face card or up card, it is a deal with a 10.

If you're dealt a soft 15, 16 or eight pair, don't surrender. Although the Ace is considered an 11 card, you can still add cards to your hand without fearing that you will bust even if you have a Face or 10 card. You cannot surrender if the dealer has an Ace as an up card. If you do not have a blackjack, you can surrender. This is not recommended as the house ends at 50%.

What are the odds of winning insurance bets?

Many blackjack players consider insurance an option. With insurance, they can protect their money from losing it if the dealer draws natural blackjack. Insurance allows players to get back their original wagers and not lose any money if the dealer draws a Blackjack. Expert blackjack players warn that insurance can be detrimental to their blackjack odds. They recommend not including it in their blackjack strategies.

To get a natural Blackjack, the dealer must have a 10. This will allow you to win your insurance bet. This is possible in one deck game. The odds of the dealer getting a natural blackjack is only 69%. This increases the chance that you will lose your insurance bet.

These odds alone will show you that insurance is not a smart strategy. You will lose more money on your insurance bets. Even if you win four times, losing it nine more times will result in you not making even money and losing more than you anticipated. This is the way casinos like it and insurance options are encouraged. It is definitely a money-maker.

Martin Zimerman, a Blackjack expert, is here to help you. You can find more information about Blackjack training and how to defeat casino's enormous edge at the site. Blackjack Strategies - When you should surrender